Home Insurance Quotes Online Colorado Springs Colorado CO
Reader’s Question:
My wife and I found this great wood carving in Sagada Province, Philippines which we adore. We bought it with just a few dollars but we’ve really come to treasure it. In fact it sits right in the middle of our living room and has always been the center of attention of our visitors. Is there a home insurance package in Colorado Springs Colorado CO that would cover that great piece of furniture?
Morgan
Colorado Springs, CO
Hi, Morgan! I am sure that many of our readers can relate to your question. Over time we accumulate odd pieces of furniture here and there which may be more valuable to us than your plasma TV. For example, I myself collect wind chimes whenever I travel to a certain place for the first time. I hear that the Philippines has some great wind chimes, too! I’ll make sure to remember it when I make my next travel plans.
Yes, you can insure this particular wood carving, if you so desire. The more tricky question, I think, is how will it be valuated? Insurance is loosely defined as the replacement cost of the property, or simply put: how much would it take to replace the insured item? In which case your wood carving which you got for just a few dollars magnifies in value. You see for you to replace it, you need to travel again to the Philippines, which I’m sure you and your wife would like. So when you insure your wood carving, make sure to include these costs. Just be ready for the home insurance premiums it will command.
You will insure this wood carving under the personal property coverage which covers for the contents of the home such as paintings, jewelry, and in your case, wood carving. There will be many insurance companies in Colorado Springs Colorado CO who will offer attractive packages for you, you just have to look closely. You can even try going online and asking for quotes just by entering your zip code.
I’m sufficiently intrigued with this wood carving, I hope you don’t mind if I give you a ring next time I am in the Colorado Springs Colorado CO area.
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