Home Insurance Leads Aurora Colorado CO
Reader’s Question:
We are having an addition built on our home. It is not a big project but we are wondering if we need further home insurance?
Sandy
Aurora, CO
Hello Sandy. Sounds exciting that you are building an addition. Whenever you are having work done at your residence, you should immediately contact your home insurance agent in Aurora Colorado CO. You will want to notify your home insurance company that the addition is going forward and then make sure that both the existing home and the new addition have proper coverage.
It is your responsibility to verify your contractor’s coverage. Make sure the contractor has worker’s compensation coverage and contractor’s liability insurance. Your home insurance agent will want to see the contractor’s certificates of insurance. Please make sure the policies are current and that you are an additional named insured.
We always suggest that when work is being performed, clients should not execute an agreement that does not include current certificates of insurance. You will also want to ask your home insurance agent in Aurora Colorado CO for guidance. We always believe that each year, the homeowner should sit with their agent and review their existing home insurance policy. This seems like a wise time for you to accomplish that review, Sandy.
Apart from those things I mentioned, it is always wise to get some free quotes online from websites like this one which can route you to comparison charts for home insurance rates in your area. Be sure to shop around to gauge if you are properly charged for your home insurance in Colorado.
Tags: home insurance leads
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