Cheap Colorado Car Insurance Company – How to Find the Best Ones
Reader’s Question:
My current car insurance provider is a nightmare! Not only is the service poor but rates are ridiculous! How do I find a better car insurer that won’t charge me too much and with at least decent customer service?
Lima
Denver, CO
Good question. The wrong kind of car insurance provider can be worth a lot of headache and wasted money. Here are some very useful tips to keep in mind while you’re looking for another (and hopefully better) car insurance company:
1. Independent Rating Agencies – One of the best resource consumers have today are independent rating agencies like J.D. Power, Moodys, A.M. Best and Standard and Poor’s. The entities rate the performance of different insurance companies and help you identify which carriers have the best customer service, pricing, claims handling history, and most financially stable. You can go to their respective websites and get these kinds of information which are usually published for free.
2. Better Business Bureau (BBB) – This is another way to find out how well car insurers in your state conduct their business. The information contained in the BBB’s website can be very insightful and help you decide which car insurers to go with (and which ones to stay clear of).
3. Your State Department of Insurance – Your state department of insurance can give you additional information about the best (and the worst) car insurers in your area.
4. Car Insurance Comparison Websites – You can also go online and run a free quote check to locate a cheap car insurance company or two. Car insurance comparison websites (like this one) are a great way to do this. Once you have some insurers you’re interested in, you can then use the 3 resources listed above to filter your options and get the best-overall car insurance provider for you.
